Community banks and credit unions
AI in your model inventory before the examiner asks for it.
In April 2026 the federal banking agencies replaced SR 11-7 with a risk-based model risk framework that is explicitly proportionate for community banks, and explicitly expects AI in the inventory. The most common exam finding is simple: the model risk policy never mentions AI. ClarityGRC fixes that finding before it is written.
What the examiner sees
- A complete, risk-tiered AI inventory: the chat tools, the vendor-embedded AI in your core and LOS, the fraud models, all of it, each with an owner and a review date.
- Documented approval gates for new AI, with recorded decisions and rationale, proportionate to your size.
- An exam pack assembled from live data: inventory, decisions, policies, control tests, incidents, and training, exportable or shared as a read-only link.
- An append-only audit trail behind every record, with legal hold when you need it.
What your team runs day to day
- An 18-regulation banking catalog (BSA/AML, OFAC, ECOA, TILA, RESPA, HMDA, Reg DD/E/CC/O, GLBA, flood, CRA, and more) that becomes a dated, owned obligation register with citations and penalty exposure.
- Controls cross-walked to NIST AI RMF, ISO/IEC 42001, and SOC 2, tested on a cadence the platform keeps wound.
- Vendor AI due diligence for the fintechs and processors that bring AI into the bank through the side door.
- One attention inbox and a daily digest, so the BSA officer who is also the compliance officer who is also half of IT never has to remember what is due.
Why now, specifically
The interagency framework is live, NAIC-style AI evaluation is spreading through state exams, E&O carriers are adding AI exclusions unless governance is documented, and your enterprise partners now send AI questionnaires. None of these waits for your next core conversion. A working program, stood up in 90 days, answers all four.
Bring your last exam letter to the demo.
We will show you, finding by finding, where the platform would have answered it.
Self-serve signup with published pricing is coming. Early access runs through demos.